Chase Freedom Unlimited – Credit score to get approved Many people from online forums report approvals on the Chase Freedom Unlimited with a credit score of 675 and above. Generally speaking, the higher your score, the better chance you’ll have for approval . But I’ve found approval reports in the low 600s in the past.
The Chase Freedom Unlimited credit score requirement is 750+, or excellent credit. It may be possible to get the Freedom Unlimited card with a slightly lower score, such as 700+, especially if you have a lot of income and little debt. But the higher your credit score is, the better your approval odds will be.
It will be very difficult to get the Chase Freedom with no credit history. The Chase Freedom is one of the hardest cards in its class to get . You ‘ll need at least good to excellent credit to even have a chance at qualifying for the card. That’s a credit score between 700 and 749, to start.
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For example, a common reason for being denied a new Chase card is having too many recent inquiries. Using reconsideration to provide a reasonable explanation for those inquiries — one that doesn’t suggest an intent to take on lots of debt — can help get your application approved.
Chase’s 5/24 rule means that you can’t be approved for most Chase cards if you’ve opened five or more personal credit cards (from any card issuer) within the past 24 months.
Chase Freedom Unlimited
Chase credit card applications are usually under review for 7-10 business days. Some applicants may receive an instant decision, while others may have to wait up to 30 business days in rare cases. You can check the status of your application as often as you want.
The Chase Freedom Flex℠ credit score requirement is 700+, or good-to-excellent credit. It may be possible to get approved for the Chase Freedom Flex℠ card with a slightly lower credit score if you have a lot of income and little debt, but the higher your credit score is, the better your approval odds will be.
Steps to Improve Your Credit Scores Pay Your Bills on Time. Get Credit for Making Utility and Cell Phone Payments on Time. Pay off Debt and Keep Balances Low on Credit Cards and Other Revolving Credit . Apply for and Open New Credit Accounts Only as Needed. Don’t Close Unused Credit Cards.
Chase Sapphire Reserve
American Express Centurion Card
While there are no credit cards with a $50,000 minimum credit limit , there are some options with minimum limits of $5,000 or $10,000 that many people claim to have gotten $50 K+ from. They include Chase Sapphire Reserve ($10K+), Capital One Venture ($5K+) and Chase Sapphire Preferred ($5K+).